:root{--background:#faf7ef;--foreground:#23323b;--card:#fffdf7;--card-foreground:#23323b;--primary:#063654;--primary-foreground:#fff;--secondary:#eaf3f7;--secondary-foreground:#063654;--muted:#e7eef0;--muted-foreground:#66737b;--accent:#bfd5e3;--accent-foreground:#063654;--border:#a9c5d1;--input:#9ebbc8;--ring:#a8753e;--gold:#a8753e;--olive:#687449;--navy:#063654;--pale:#eaf3f7;--soft-blue:#bfd5e3}.dark{--background:#071f2d;--foreground:#eef5f7;--card:#0c2a3a;--card-foreground:#eef5f7;--primary:#bfd5e3;--primary-foreground:#063654;--secondary:#123849;--secondary-foreground:#eef5f7;--muted:#143444;--muted-foreground:#b5c8d0;--accent:#234b5d;--accent-foreground:#fff;--border:#315769;--input:#456878;--ring:#d6a76d;--gold:#d6a76d;--olive:#a8b588;--navy:#041b28;--pale:#102f3f;--soft-blue:#86afc2}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--background);color:var(--foreground);font-family:var(--font-sans),Arial,sans-serif;margin:0}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-family:var(--font-serif),Georgia,serif}a{color:inherit;text-decoration:none}.section-shell{width:min(1160px,100% - 40px);margin-inline:auto}.site-header{z-index:50;background:color-mix(in srgb,var(--background) 92%,transparent);border-bottom:1px solid var(--border);-webkit-backdrop-filter:blur(16px);backdrop-filter:blur(16px);justify-content:space-between;align-items:center;height:76px;padding:0 max(20px,50% - 580px);display:flex;position:sticky;top:0}.brand{color:var(--primary);letter-spacing:.08em;flex-direction:column;font-weight:900;line-height:.95;display:flex}.dark .brand{color:var(--foreground)}.brand small{letter-spacing:.22em;margin-top:6px;font-size:9px}.nav{align-items:center;gap:28px;font-size:14px;font-weight:650;display:flex}.nav a:hover{color:var(--gold)}.header-actions{align-items:center;gap:8px;display:flex}.menu-button{display:none}.hero{grid-template-columns:1.06fr .94fr;align-items:center;gap:70px;min-height:720px;padding-block:80px;display:grid}.kicker{color:var(--gold);letter-spacing:.15em;text-transform:uppercase;font-size:12px;font-weight:850}.hero h1{letter-spacing:-.045em;color:var(--primary);max-width:760px;margin-bottom:26px;font-size:clamp(46px,6vw,76px);line-height:1.01}.dark .hero h1{color:var(--foreground)}.hero-lede{max-width:680px;color:var(--muted-foreground);font-size:19px;line-height:1.65}.button-row{flex-wrap:wrap;gap:12px;margin:32px 0 26px;display:flex}.button-row button,.button-row a,.submit{min-height:48px;padding-inline:20px}.trust-line{color:var(--muted-foreground);flex-wrap:wrap;align-items:center;gap:9px;font-size:12px;display:flex}.trust-line svg{width:15px;color:var(--olive)}.trust-line span{background:var(--border);width:1px;height:16px}.hero-visual{position:relative}.image-placeholder{background:linear-gradient(145deg,var(--pale),color-mix(in srgb,var(--soft-blue) 65%,var(--background)));border:1px solid var(--border);min-height:540px;color:var(--muted-foreground);letter-spacing:.12em;text-align:center;flex-direction:column;justify-content:center;align-items:center;font-size:12px;display:flex}.image-placeholder small{letter-spacing:0;margin-top:8px}.hero-visual:before{content:"";border:1px solid var(--gold);z-index:-1;position:absolute;inset:-18px 32px 18px -18px}.floating-note{background:var(--card);border-left:5px solid var(--gold);gap:13px;width:320px;padding:18px;display:flex;position:absolute;bottom:35px;left:-48px;box-shadow:0 18px 50px #00121f2a}.floating-note svg{color:var(--gold);flex:none}.floating-note strong,.floating-note span{display:block}.floating-note span{color:var(--muted-foreground);margin-top:4px;font-size:12px}.problem-strip{background:var(--navy);color:#fff;text-align:center;border-block:1px solid color-mix(in srgb,var(--gold) 50%,transparent);padding:19px 20px}.problem-strip p{letter-spacing:.18em;margin:0;font-size:12px;font-weight:800}.split-section{grid-template-columns:1fr 1fr;gap:100px;padding-block:110px;display:grid}.split-section h2,.section-heading h2,.story-section h2,.contact-section h2{letter-spacing:-.035em;font-size:clamp(34px,4.5vw,55px);line-height:1.08}.editorial-copy{color:var(--muted-foreground);font-size:17px;line-height:1.75}.text-link{color:var(--primary);align-items:center;gap:8px;margin-top:8px;font-weight:800;display:inline-flex}.dark .text-link{color:var(--soft-blue)}.text-link svg{width:17px}.tools-section{padding-bottom:120px}.section-heading{max-width:760px;margin-bottom:44px}.section-heading>p:last-child{color:var(--muted-foreground);font-size:18px}.tool-grid{grid-template-columns:repeat(2,1fr);gap:20px;display:grid}.tool-card{background:var(--card);border:1px solid var(--border);flex-direction:column;min-height:300px;padding:30px;transition:transform .25s,box-shadow .25s;display:flex}.tool-card:hover{transform:translateY(-5px);box-shadow:0 16px 45px #00121f16}.tool-card.featured{background:var(--primary);color:var(--primary-foreground);border-color:var(--primary)}.tool-icon{background:var(--secondary);width:48px;height:48px;color:var(--secondary-foreground);place-items:center;margin-bottom:24px;display:grid}.tool-eyebrow{letter-spacing:.14em;text-transform:uppercase;color:var(--gold);font-size:11px;font-weight:850}.tool-card h3{margin-bottom:12px;font-size:25px;line-height:1.15}.tool-card>p:not(.tool-eyebrow){color:var(--muted-foreground);line-height:1.65}.tool-card.featured>p:not(.tool-eyebrow){color:#dbe9ef}.tool-card a{color:var(--gold);align-items:center;gap:8px;margin-top:auto;font-weight:850;display:flex}.tool-card a svg{width:17px}.how-section{background:var(--navy);color:#fff;padding-block:110px}.section-heading.light h2{color:#fff}.section-heading.light>p:last-child{color:var(--soft-blue)}.steps{grid-template-columns:repeat(4,1fr);gap:26px;display:grid}.steps>div{border-top:1px solid #ffffff45;padding-top:24px}.steps span{font-family:var(--font-serif);color:var(--gold);font-size:34px}.steps h3{margin:18px 0 10px;font-size:21px}.steps p{color:#c8dce5;font-size:14px;line-height:1.6}.not-pmi{border-left:5px solid var(--gold);background:#ffffff0d;grid-template-columns:230px 1fr;gap:25px;margin-top:55px;padding:22px 25px;display:grid}.not-pmi span{color:#c8dce5;font-size:14px;line-height:1.6}.story-section{grid-template-columns:.88fr 1.12fr;align-items:center;gap:80px;padding-block:110px;display:grid}.story-image{min-height:490px}.story-section>div:last-child>p:not(.kicker){color:var(--muted-foreground);font-size:17px;line-height:1.75}blockquote{border-left:4px solid var(--gold);font:italic 22px/1.5 var(--font-serif);color:var(--primary);margin:32px 0 0;padding:24px 0 24px 25px}.dark blockquote{color:var(--foreground)}.contact-section{background:var(--pale);padding-block:110px}.contact-grid{grid-template-columns:.9fr 1.1fr;align-items:start;gap:80px;display:grid}.contact-section p{color:var(--muted-foreground);line-height:1.7}.contact-section ul{margin:30px 0;padding:0;list-style:none}.contact-section li{gap:10px;margin:12px 0;font-weight:700;display:flex}.contact-section li svg{width:18px;color:var(--olive)}.lead-form-wrap{background:var(--card);border:1px solid var(--border);padding:34px;box-shadow:0 18px 55px #00121f12}.lead-form{gap:18px;display:grid}.form-kicker{letter-spacing:.13em;font-weight:850;color:var(--gold)!important;font-size:11px!important}.lead-form h3{margin-bottom:2px;font-size:30px}.lead-form label:not(.consent){gap:7px;font-size:13px;font-weight:750;display:grid}.lead-form input{height:45px}.form-row{grid-template-columns:1fr 1fr;gap:14px;display:grid}.consent{color:var(--muted-foreground);align-items:flex-start;gap:12px;font-size:11px;line-height:1.55;display:flex}.consent [data-slot=checkbox]{margin-top:3px}.legal-review{border-left:3px solid var(--gold);padding-left:10px;font-weight:800;color:var(--gold)!important;font-size:10px!important}.submit{width:100%}.privacy-note{text-align:center;font-size:10px!important}.success{text-align:center;padding:70px 30px}.success svg{width:52px;height:52px;color:var(--gold);margin:auto}.success h3{margin:20px 0 10px;font-size:34px}footer{color:#dce8ed;background:#031923;padding:60px 0 28px}.footer-grid{grid-template-columns:1fr 1fr 1fr;gap:50px;display:grid}.footer-brand{color:#fff}.footer-grid p{color:#91aeb9;font-size:13px}.footer-grid>div{flex-direction:column;gap:12px;font-size:13px;display:flex}.footer-legal{color:#7595a2;border-top:1px solid #ffffff1c;margin-top:40px;padding-top:24px;font-size:10px;line-height:1.6}[data-reveal]{opacity:0;transition:opacity .7s,transform .7s;transform:translateY(24px)}[data-reveal].is-visible{opacity:1;transform:none}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}[data-reveal]{opacity:1;transition:none;transform:none}.tool-card{transition:none}}@media (max-width:900px){.nav{background:var(--background);border-bottom:1px solid var(--border);flex-direction:column;padding:24px;display:none;position:fixed;top:76px;left:0;right:0}.nav.open{display:flex}.menu-button{display:inline-flex}.desktop-cta{display:none}.hero,.split-section,.story-section,.contact-grid{grid-template-columns:1fr;gap:55px}.hero{padding-block:55px}.hero-visual{max-width:620px}.steps{grid-template-columns:1fr 1fr}.floating-note{left:18px}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>p{grid-column:1/-1}.not-pmi{grid-template-columns:1fr}.split-section,.contact-section,.how-section,.story-section{padding-block:80px}}@media (max-width:600px){.section-shell{width:min(100% - 28px,1160px)}.hero h1{font-size:43px}.hero{min-height:auto}.hero-visual:before{display:none}.image-placeholder{min-height:380px}.floating-note{width:auto;margin:-30px 14px 0;position:relative;bottom:auto;left:auto}.tool-grid,.steps,.form-row,.footer-grid{grid-template-columns:1fr}.tool-card{min-height:280px}.story-image{min-height:360px}.lead-form-wrap{padding:22px}.trust-line span{display:none}}.cta-button{background:var(--primary);min-height:40px;color:var(--primary-foreground);border:1px solid var(--primary);border-radius:10px;justify-content:center;align-items:center;gap:8px;padding:10px 16px;font-size:14px;font-weight:700;transition:all .2s;display:inline-flex}.cta-button:hover{filter:brightness(1.12)}.cta-button.outline{color:var(--foreground);border-color:var(--border);background:0 0}.cta-button svg{width:17px}[data-slot=button]{background:var(--primary);min-height:40px;color:var(--primary-foreground);font:700 14px var(--font-sans);cursor:pointer;border:1px solid #0000;border-radius:10px;justify-content:center;align-items:center;gap:8px;padding:9px 14px;display:inline-flex}:is([data-slot=button]:focus-visible,[data-slot=input]:focus-visible){outline:3px solid color-mix(in srgb,var(--ring) 45%,transparent);outline-offset:2px}.header-actions [data-slot=button]{min-width:40px;color:var(--foreground);background:0 0;padding:8px}[data-slot=input]{border:1px solid var(--input);width:100%;height:45px;color:var(--foreground);font:inherit;background:0 0;border-radius:8px;padding:8px 11px;display:block}.consent [data-slot=checkbox]{border:1px solid var(--input);background:var(--background);width:18px;height:18px;min-height:18px;color:var(--primary-foreground);border-radius:4px;flex:none;padding:0}.consent [data-slot=checkbox][data-checked]{background:var(--primary)}
